Payability vs Affordability
There is time for everything under the sun. But a lot of people have ignored this principle and this is why they struggle with money. For you to die a wealthy man, you must be willing to live the beginning of your life as many people wouldn't, so that you can live the rest of your life as many people can't. The goal is to be rich and not to look rich. Unfortunately, a lot of people prefer the other way round. They spend the money they don't have to impress the people that don't care about them. This shouldn't be you. Don't allow your expenses to drag your income, rather let your income drag your expenses. What this means is that you first increase your income before your spending. NOTE: At all times, your income must be more than your expenses. There are certain things that you pay for right now that you haven't grown up to. The fact that you can pay for them doesn't mean that you can afford them. This is the difference between payability a...